Lessor's Risk Only

We offer coverage for Buildings or Premises, Habitational, and Shopping Centers. We also accept wind-exposed coastal properties.

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Risk Appetite

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Autoquote up to $2.5M TIV

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Restaurant tenants with commercial cooking exposure

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Ability to request either monoline GL or package with Property

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Up to 25,000 square feet

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Deductibles as low as 1%

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Cyber coverage also available

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Up to 3 stories

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Eligible tenants include retail, restaurants and habitation, up to 4 units

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Wind coverage for coastal property

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Target segments

Building or Premises

  • Banks or office - mercantile or manufacturing - other than not for profit (61212)
  • Banks or office - mercantile or manufacturing - not for profit only (61216)
  • Banks or office - mercantile or manufacturing - maintained by the insured - other than not for profit (61217)
  • Banks or office - mercantile or manufacturing - maintained by the insured - Not for profit only (61218)

Habitational

  • Dwellings - one family (63010)
  • Dwellings - two family (63011)
  • Dwellings - three family (63012)
  • Dwellings - four family (63013)

Parking

  • Public - not open air (46603)
  • Public - open air (46604)
  • Public - shopping centers maintained by the lessee (46606)
  • Public - shopping centers maintained by the insured (46607)
  • Private (46622)

Shopping Centers

  • Shopping centers - indoor malls (67634)
  • Shopping centers (67635)

Warehouses occupied by non-owners

  • Warehouses occupied by multiple interests (68702)
  • Warehouses occupied by single interest (68703)

Recent Lessor's Risk Only wins

Class of business

Coverage

Limits

Premium

Buildings or Premises - Bank or Office - Mercantile or Mfg. (Lessor's Risk Only) - Maintained by the Insured - Other Than Not-For-Profit
General Liability - Lessor's Risk Only (LRO)
$1M/$2M
$495
Clothing Mfg.
Package: General Liability + Property
$1M/$2M
$495
Clothing or Wearing Apparel Stores - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$845
Restaurants - with Sale of Alcoholic Beverages that are Less Than 30% of the Annual Receipts of the Restaurants - with Table Service
Package: General Liability + Property
$1M/$2M
$850
Package: General Liability + Property
Package: General Liability + Property
$995
Real Estate Agents
Package: General Liability + Property
$1M/$2M
$1,000
Stores: Retail Not Otherwise Classified
Package: General Liability + Property
$1M/$2M
$2,604
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$2,777
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$2,833
Stores: Retail Not Otherwise Classified
Package: General Liability + Property
$1M/$2M
$2,986
Apartment Buildings
General Liability - Lessor's Risk Only (LRO)
$1M/$2M
$3,105
Restaurant—No Alcohol—With Servers
Package: General Liability + Property
$1M/$2M
$3,861
Restaurant: Alcohol >30%, <75%, Dance Floor
Package: General Liability + Property
$1M/$2M
$4,780
Restaurants with no alcohol, without seating
Package: General Liability + Property
$1M/$2M
$5,217
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$9,561
Vacant Buildings - Not Factories - Other Than Not-For-Profit
Package: General Liability + Property
$1M/$2M
$14,094